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As the borrower, your out-of-pocket costs will come from the participating lender and the costs of a title company if the project involves real estate. There is no cost to making an application. FAQ What is a loan? We also ask that you include notes with your projections that explain in detail how you arrived at all sales, cost and expense figures. This loan program is designed specifically for individuals in need of financing to start a business. While there is no penalty for not meeting the projected job creation, the prediction should be a reasonable goal. Who is eligible to apply for financing under this program?

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